The first step in the home financing process is to get prequalified to see what is the best loan to fit your needs. The application takes some time, so make sure to schedule time to complete the application in its entirety.
Helpful documents for our first meeting:
Tax returns (most recent two years, including all W-2’s)
Pay stubs (most recent 30 days worth)
Bank statements (all pages)
Investment statements
Purchase price or payment budget
Things you will need to complete the application:
Social security number(s)
Employment information
Contact information (address, phone, etc.)
Best estimates of income, assets (checking, savings & investments)
Mortgage Loan Originator
Direct: (970) 336-1195
Cell: (970) 518-5367
Email: tj1@hometeam-lending.com
NMLS: 249980
CO License: 100018007
The things that I get excited about are crunching numbers, learning about my industry, helping people grow, and fostering relationships. I am passionate about helping motivated buyers, homeowners, and agents to understand the complicated mortgage process. I love making the numbers make sense so that you can make a solid decision when it comes to financing the biggest purchase of your life.