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The first step in the home financing process is to get prequalified to see what is the best loan to fit your needs. Make sure to schedule time to complete the application in its entirety.

Things you will need to complete the application are:

  • Social security number(s)
  • Employment information
  • Contact information (address, phone, etc.)
  • Best estimates of income, assets (checking, savings & investments)

Helpful documents for our first meeting:

  • Tax returns (most recent two years, including all W-2’s)
  • Pay stubs (most recent 30 days worth)
  • Bank statements (all pages)
  • Investment statements
  • Purchase price or payment budget

Choose your mortgage consultant:

TJ-Apply

Angell-apply

 

Carrie-Apply

Don’t have a mortgage consultant? Please contact our office at 970-336-1185, email us at mail@hometeam-lending.com or fill out an online loan application.

Curious about your credit?

Knowing your credit score will assist you in the home buying process. The minimum credit score for most loan programs is 620. Is your score below that? No worries, we have ways to increase your score.

Fill out this secure form and your credit report will be emailed to you. A Mortgage Consultant will follow up with more details from your report. Check your credit HERE.

  • Buy A New Home

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    • What's the process for applying? →
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  • Refinance Your Home

    • Lower your monthly payment →
    • Convert to a fixed-rate loan →
    • Consolidate your debt →
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  • Apply Now

    • Talk to a mortgage consultant →
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